Published: 03.09.2026
According to the sources, Mir cards are not accepted in Indonesia, and direct SWIFT transfers from sanctioned Russian banks do not go through. UnionPay is described as unreliable, making it important for people relocating to Indonesia to arrange an alternative funding channel and a local bank account in advance.
The payment restrictions do not prevent relocation itself, but they can make access to funds difficult immediately after arrival. According to the sources, Russian nationals are most exposed if they rely solely on cards issued by Russian banks or on direct transfers from sanctioned Russian institutions. Opening a local account without a KITAS is also described as limited, so banking arrangements should be prepared before moving. This is particularly relevant for Russian nationals without a cash reserve or an alternative international payment channel.