Published: 11.09.2026
Foreigners and non-residents can open bank accounts in Greece, but banks may request an AFM, identity and address documents, tax-residency information, and proof of source of funds. Additional KYC/AML and sanctions screening may apply, and account information can be exchanged under CRS.
For people relocating, a foreign passport alone is not enough: banks may require a tax number, proof of address, and documents showing income or the source of transfers. According to the sources, requirements vary by bank and tax status, so account opening can take longer, especially for non-residents and clients making large transfers. This primarily affects people planning to rent or buy property, transfer funds to Greece, or use a local account before obtaining a residence permit. It is worth preparing for before the move because banking access affects everyday payments and investment transactions.