Published: 20.09.2026
Opening a Spanish bank account is not itself listed in legislation as a mandatory condition for obtaining the Non-Lucrative Visa. However, a local account may be convenient for everyday life in Spain.
According to the source, applicants for the Non-Lucrative Visa do not need to open an account specifically with a Spanish bank in advance. This may simplify relocation planning by removing the need to solve the local banking issue before obtaining residence status. The point is most relevant to financially independent applicants who are arranging their move and daily life in Spain. It is worth noting if the absence of a Spanish account is delaying an application, while separate proof-of-funds requirements still need to be checked.