Residents and employees in the Netherlands must have statutory health insurance

For a newcomer, health insurance is not an optional service but a mandatory part of settling financially in the Netherlands. The requirement applies to residents and employees subject to Dutch wage tax, so it should be included in the post-arrival budget. The source also cites an income-related contribution, which affects recurring costs or may be handled through the employer. This deserves attention from workers and anyone planning to reside in the country on a long-term basis.