Published: 18.09.2026
The source reports that Russian Visa, Mastercard, Mir and UnionPay cards do not work in Montenegro. It recommends arranging a card issued abroad in advance for payments.
According to the source, holders of Russian-issued cards cannot rely on them for everyday payments in Montenegro. This directly affects relocation budgeting and access to funds, so an international card should be arranged before travel rather than after arrival. The issue primarily affects Russian citizens and other movers whose main payment instrument is issued by a Russian bank. It is worth considering when planning a relocation, although it does not change entry or residence-permit rules.
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